PHOENIX BANKRUPTCY LAWYERS CAN HELP
Call Phoenix bankruptcy attorneys right away. We can stop your wage garnishment immediately and get you on the right path to a fresh start. Our Phoenix wage garnishment attorneys can file an emergency bankruptcy filing in order to stop your creditors from taking your hard earned money.
One of the many ways that creditors will attempt to collect on a debt from you may be the threat of wage garnishment. It is important to take action to stop the wage garnishment before it starts. If you have received a notification that your wages may be garnished, seek out our experienced attorneys immediately. Find out what options are available to you in stopping a wage garnishment in Phoenix. and we will also help you understand how filing for bankruptcy can stop the garnishment of your wages. Don’t delay! Stop wage garnishments before they get started.
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WAGE GARNISHMENT BASICS
When the court orders a wage garnishment, the order is sent to your employer. The order requires the employer to withhold a determined amount of money from your paycheck. This money is then sent directly to the creditor to whom you owe a debt. There are legal limits to how much can be taken from your paycheck. These limits depend on the debt, but basically you should have enough left in your check to cover living expenses. Arizona limits for wage garnishments are governed by federal law.
Our wage garnishment attorneys are experts in Arizona garnishment, and can help you understand the rules dictated by the law. Creditors can only take either 25% of non-exempt weekly earnings, or the amount of these earnings that exceeds 30 times federal minimum wage, whichever is less. Some debts owed like student loans, taxes, or child support can be garnished without a judgement from the court. The amount of wages taken from a check can also differ with these types of debt.
When there is a judgment against you by a creditor, you are at risk for wage garnishment. If there is a judgment for wage garnishment. That means that one of your creditors has sued for not paying a debt, and was granted a judgment to collect the money. Your employer is notified of the judgement, and holds back a set amount of money from your wages to pay the creditor.
WHY YOU NEED EXPERT LEGAL REPRESENTATION
Why do you need the expert legal representation of our Phoenix wage garnishment attorney? An attorney knows how to stop a garnishment. For an employer, complying with the orders per wage garnishment can be a hassle. Instead of accommodating the order, they may choose termination. You have rights, and our law firm knows the law that provides protection in this kind of situation.
You may not be able to afford wages being taken from your paycheck. Consult with our Phoenix wage garnishment attorney and schedule a free consultation to get answers about a wage garnishment judgement against you.