After determining that you are eligible to file Chapter 7 bankruptcy in Arizona, a bankruptcy petition is filed, and a meeting of creditors is scheduled at the bankruptcy court.

The meeting of creditors is a step in the bankruptcy process. It is also called a 341 hearing (named so because it is required by section 341 of the Bankruptcy Code). At this hearing, you (the debtor filing the petition) will meet with a bankruptcy trustee. There is no judge at this court hearing. The trustee who has been appointed your case oversees the proceedings. Creditors may also attend the meeting of creditors. 

A 341 hearing, or meeting of creditors takes place at the bankruptcy court.

During the meeting of creditors, the trustee will ask you questions regarding your bankruptcy case. Before the bankruptcy court will grant you a discharge of your debts, this meeting must take place. You will be on the record and under oath. 

Your attorney will accompany you to the meeting of creditors and prepare you for what will happen and what the typical questions may be asked by the trustee.  Often, few or no creditors attend, and after reviewing your paperwork and case, the questions asked by the trustee are generally routine questions. 

After the meeting has concluded, the trustee prepares a document. Also, you need to make sure you understand and complete every requirement to satisfy the bankruptcy court.